Legal insurance for expats in Germany

Your legal cover.
Our personal
support.

Understand your options, compare cover and prices, and get help communicating with your insurer. In English.

Personal advice from NEOdirect, your insurance broker.

A personal advisor, a protective shield and a conversation bubble
✓A real person on your side.
Before and after you take out cover.
✓ Support in English✓ Cover and price comparison✓ Help contacting your insurer✓ Advice for your life in Germany
More than a policy

Insurance is easier
with someone to turn to.

A German policy document can leave you with plenty of questions. We help you understand what you are buying and stay your point of contact afterwards.

Insurance policies compared with a magnifying glass and price tag

Compare with confidence.

We compare suitable policies, explain differences in cover, deductibles and price, and check available discounts.

A personal advisor with a headset and legal protection shield

Understand your cover.

Clear explanations in English. Know which areas you choose, where limits apply and what to check before you sign.

Personal advisor connected to the insurance company

Get support afterwards.

Questions, documents or a potential claim? We help you contact the insurer and understand the next steps.

Everyday life. Real situations.

Where legal cover
can make a difference.

Choose protection around your life. The areas below depend on the modules and policy you select.

Everyday situations involving work, home, traffic and purchases

At work

An unexpected dismissal or disagreement over your salary can put your plans under pressure.

Explore employment legal protection.

In your rented home

A dispute over your deposit, a rent increase or a service charge statement can be difficult to navigate.

Explore tenancy legal protection.

On the road

A disagreement after an accident can involve questions about responsibility and compensation.

Explore traffic legal protection.

In everyday contracts

A purchase, service or other eligible private contract can lead to a dispute that needs legal support.

Explore private legal protection.

Examples are illustrative. Cover is subject to the selected policy, insured events, exclusions, waiting periods and the insurer’s assessment. Immigration and visa matters are excluded from the options presented here.

Friendly support advisor wearing a headset
Your point of contact

You have a policy.
You also have us.

We help bridge the communication gap between you and your insurance company.

  • Questions about your policy and documents
  • Support when notifying the insurer of a claim
  • Help following up on requests from the insurer

We are your insurance broker. Legal advice is provided by qualified lawyers; cover decisions are made by your insurer.

Talk to us about your options ↗
Client experiences

Personal support.
Real peace of mind.

What clients say about working with NEOdirect.

★★★★★5.0 on Google90 reviews · as displayed on our homepage, 26 October 2026Read all reviews on Google ↗
★★★★★
“Excellent, customized insurance advice without any pressure.”
KKishan M.Google review · Excerpt
★★★★★
“He explained everything clearly and made the entire process smooth and hassle-free.”
AAmruta P.Google review · Excerpt

General experiences with NEOdirect’s service, not specific promises about legal insurance cover or claim outcomes.

A straightforward start

From “Where do I start?”
to a clear next step.

01

Tell us about your life.

Single or family, employed or self-employed, renting or driving. We start with what matters to you.

02

Compare your options.

We explain suitable cover, price, deductibles and important limitations so you can make an informed choice.

03

Stay personally supported.

After the policy starts, you can come back to us with insurance questions and help contacting the insurer.

Let’s find your fit

Suitable cover.
A competitive price.
A personal contact.

Tell us what you are looking for. We’ll help you explore suitable legal insurance options.

  • Cover and price explained together
  • Available discounts checked
  • Personal communication in English

Already have legal insurance? Ask us to review it before making changes.

What would you like to protect?

Choose your interests to prepare your WhatsApp enquiry.

Who needs cover?
Request my comparison ↗

Opens WhatsApp with a prepared message. You choose when to send it. Prefer email? Contact us by email.

Good questions

A little clarity
before you start.

Still unsure? We can help you understand your insurance options in English.

Do you help me contact the insurance company?

Yes. As your insurance broker, we help with policy questions, notifying a potential claim and communication with your insurer. The insurer assesses coverage; a qualified lawyer provides legal advice.

Do you compare prices as well as cover?

Yes. We compare suitable policies, explain the deductible and benefits, and check available discounts. The lowest premium alone does not tell you whether a policy suits your needs.

Can I use a new policy for an existing dispute?

A new policy generally does not cover a dispute that already exists or began before cover. Do not assume that taking out insurance will solve an ongoing problem. Tell us about the situation before applying.

Is there a waiting period?

Waiting periods depend on the insurer, module and type of dispute. We explain the relevant terms before you choose. Some events may have different rules, so immediate protection should never be assumed.

Does this cover visa or immigration issues?

Immigration, residence permit and visa matters are excluded from the options presented on this page. Please do not take out a policy expecting protection for these issues.

Can my partner and children be included?

Family cover may be available, subject to the insurer’s definition of eligible partners and children. We help you check who can be included and under what conditions.

Will the insurer and lawyer communicate in English?

Our team supports you in English. The insurer’s documents and a lawyer’s language availability depend on the provider. We help you check the available arrangements rather than promise that every step will be in English.

German insurance.
A conversation you understand.

Start with a comparison. Stay with personal support.

Firat Üstüner
Firat ÜstünerYour legal protection specialist
Ask Firat on WhatsApp ↗

Mon to Fri, 9:00 to 18:00

Find my legal cover ↗